Borrowing
Affordability assessment is not the same as a credit check
Lenders ask two separate questions: whether you repay debts, and whether you can afford this one. Passing one does not pass the…
Prisha Kalra
Contributing writer, The Credit Question
Prisha covers borrowing and affordability assessment.
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2 articles
Borrowing
Applying for credit leaves a mark, and clustering makes it worse
Each application creates a search. Several in a short period reads as pressure, whatever the reason.