Repayment
The order to repay debts in, and why people argue about it
Highest rate first costs least. Smallest balance first gets finished more often. Both beat paying minimums.
Repayment
Getting out of debt: order, rates, consolidation and what actually works.
3 articles · updated August 11, 2026
Repayment
Balance transfers work until the promotional period ends
A transfer is a tool for clearing debt on a schedule, not a way of making it cheaper indefinitely.
More in Repayment
Repayment
What to do first when the payments stop being affordable
The order matters. Priority debts have consequences that credit card arrears do not.