Repayment
The order to repay debts in, and why people argue about it
Highest rate first costs least. Smallest balance first gets finished more often. Both beat paying minimums.
Nadine Okoro
Editor, The Credit Question
Nadine edits The Credit Question after nine years assessing consumer lending applications.
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4 articles
Errors & Disputes
How to get an error off your credit file
Files contain mistakes with some regularity, and the correction process is statutory rather than discretionary.
Protection
Guarantors and joint borrowing carry the whole debt
Guaranteeing a loan is not a character reference. It is an agreement to pay the entire balance.
Protection
Protecting a credit file against fraud
The controls are free, quick to set up and almost never used until after something has happened.